Renters Insurance

Renting a home or apartment doesn’t mean your possessions aren’t valuable — and it doesn’t protect you from accidents, liability, or unexpected costs. Welsh Insurance Agency helps renters in Fort Collins, Loveland, and surrounding communities find insurance that covers your personal property, liability risks, and temporary living expenses if your rental becomes uninhabitable due to a covered loss.

As an independent agency, we compare policies from multiple top‑rated carriers so you can choose coverage that fits your lifestyle and budget, giving you confidence that you’re protected from the unexpected during your stay.

Renters Insurance Coverage Options

Renters insurance helps protect you, your belongings, and your peace of mind by covering:

Personal property coverage:
Protects your belongings — including furniture, electronics, clothing, and other personal items — in the event of theft, fire, or other covered loss.
Liability protection:
Covers you if someone is injured while visiting your rental or if you accidentally damage another person’s property.
Additional living expenses:
Helps cover the cost of temporary housing and everyday expenses if your rental becomes uninhabitable due to a covered loss.
Medical payments coverage:
Helps pay for minor medical expenses if a guest is injured in your home, regardless of fault.

Request Renters Insurance Quote

Or Call: (970) 206-1810

Contact Our Team

As an independent Fort Collins agency, Welsh Insurance Agency compares coverage from top carriers to deliver insurance solutions that fit your lifestyle, your family, and your business. We take the time to understand your unique situation, tailor coverage to meet your specific needs, and provide ongoing support—from policy reviews to claims assistance—so you can feel confident and protected every step of the way.

Renters Insurance