Welsh Insurance Agency Inc
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Call Our Office (970) 206-1810

Workers Compensation Insurance

At Welsh Insurance Agency, we help Colorado businesses secure workers’ compensation coverage that meets state requirements while supporting the long-term health of their operations. Whether you’re a contractor, retailer, office, or growing company with a diverse workforce, our team compares policies from top carriers to find the right balance of protection, cost, and flexibility.

We take the time to understand your business’s payroll, job classifications, and risk exposure so your custom policy is accurate, competitive, and built for your specific industry. As your business evolves, we’re here to review your coverage, help control premium costs, and guide you through the claims process when needed.

What Impacts Workers Compensation Coverage

Your workers’ compensation rate is based on three main key factors such as:

  • Payroll by job classification:
    Each type of work — from office staff to carpenters — is assigned a different rate based on risk.
  • Employee job duties:
    Accurate classifications are critical. Incorrect class codes can significantly increase your premium.
  • Owner inclusion or exclusion:
    In Colorado, owners and officers can choose whether to be included in coverage. The state-assigned payroll amount for owners can have a major impact on your total cost, and we’ll help you determine the most cost-effective option.

For Fort Collins, Loveland & surrounding Colorado communities, workers compensation is more than essential, it’s a key part in protecting your team and operation.
Contact our Fort Collins office today to get started.

Request Workers Compensation Insurance Quote

    Or Call: (970) 206-1810

    Contact Our Team

    As an independent Fort Collins agency, Welsh Insurance Agency compares coverage from top carriers to deliver insurance solutions that fit your lifestyle, your family, and your business. We take the time to understand your unique situation, tailor coverage to meet your specific needs, and provide ongoing support—from policy reviews to claims assistance—so you can feel confident and protected every step of the way.

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    Welsh Insurance Agency Inc

    Serving Fort Collins, Loveland and surrounding Colorado communities.

    Hours of Operation:
    Monday-Friday: 9am-5pm

    Phone Number: (970) 206-1810

    Address: 4033 Boardwalk Dr # 200, Fort Collins, CO 80525

    Services

    • Home Insurance
    • Boat Insurance
    • Business Insurance
    • Auto Insurance
    • Commercial Auto Insurance
    • Cyber Liability Insurance

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